What is a Mortgage Credit Certificate (MCC) Program?

The MCC program is a federal income tax credit program that entitles you to take a federal income tax credit equity to 30% of the annual interest you pay on your home mortgage, up to a maximum of $2,000 per year. This is a great help when qualifying for your first home mortgage and it continues to decrease your federal income taxes each year for as long as you owe amounts on your home mortgage.

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Click here to see a list a list of participating lenders.